What is Shared Ownership?


Shared Ownership

Shared Ownership has been helping people become homeowners for over 30 years. It works by allowing you to buy a share in a property, usually between 25% and 75%* and pay rent on the remaining share.

You are the homeowner and Curo own the rented share. Meaning you buy a bit and rent a bit.

Shared Ownership purchasers can be first-time buyers who can’t afford a home on the open market. As well as anyone who is either in the process of selling their home or used to own a home but can no longer afford one on the open market.

Don’t worry about not owning the home outright, with most homes you will have the option to buy additional shares in your property up to 100% ownership, as and when you can afford to do so, in small minimum increments of 10%**. This is a process called staircasing.

*Scheme and property dependant
**Some of our leases require further shares to be purchased in minimum increments of 25%. This will be clearly stipulated in your lease.

Who is


Who is eligible?

Are you over 18?

Are you unable to afford a property on the open market?

Are you a first-time buyer, or in the process of selling your existing home?

Is your household income less than £80,000 per year?

If you answered yes to all of these questions, then you are likely to be eligible for Shared Ownership.

For next steps and to find out more, look at our How to apply page.

If you couldn’t answer yes to all of the questions, then Shared Ownership might not be the right solution for you. Please get in touch with us to discuss further options.

How to